Patient Care & Intelligent Navigation Portal
Patient ScopePersonalized care plan instructions, upcoming visit calendar, insurance policy comparison, & AI Navigation Agent
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RJ
Robert Johnson
DOB: 1958-11-30 • Phone: +1-555-0192
Active: Star Health Comprehensive Gold PPO
Emergency Cash Payment Threshold
Maximum cash amount you are willing to pay for minor hospital visits before using insurance policy deductibles.
₹
Care Cost < ₹1,00,000
Below Cash Threshold: Pay in Cash to save annual deductible limit.
Care Cost ≥ ₹1,00,000
Exceeds Cash Threshold: Use Insurance Policy Coverage & Pre-Authorization.
Live Hospital Visit & Care Notifications
SyncedNo upcoming visits scheduled for this month.
Interactive Visit & Diagnostic Calendar
Upcoming Hospital & Clinic Visits
CONFIRMED
Aug 22, 2026 at 10:30 AM
Heart Bypass Surgery Consultation (Pre-Op)
Dr. Sarah Jenkins
Cardiology OPD Clinic 3
Prep: Fast 8 hours prior; bring past ECG records.
SCHEDULED
Aug 25, 2026 at 02:00 PM
Pre-Op Cardiac CT Scan
Dr. Michael Chang
Radiology Scan Room #2
Prep: Arrive 15 mins early for IV contrast prep.
Insurance Policy & Scheme Comparison
Comparative analysis of your active policy vs recommended healthcare schemes
Active Insurance Scheme:Star Health Comprehensive Gold PPO
Annual Insurance Policy Deductible Tracker
₹15,000 / ₹5,00,000₹15,000 Used (3%)₹4,85,000 Available Coverage
Better Schemes Suited for You
Private Individual Active Scheme
Star Health Gold PPO (Current)
₹5,00,000 / year
Co-Pay:0%
Room Category:No Cap (Private Room)
Pre-Auth Rule:Only for Surgeries > ₹1,00,000
Government Scheme
Ayushman Bharat PM-JAY
₹5,00,000 / family / year
Co-Pay:0% (Cashless)
Room Category:General Ward Standard
Pre-Auth Rule:Required for all secondary & tertiary packages
Employer Scheme
Corporate Group PPO (HDFC Ergo)
₹7,50,000 / year
Co-Pay:10%
Room Category:Single Private Room
Pre-Auth Rule:Instant Digital Auto-Clearance